Management Report / Due Diligence

Financial X-Ray –
independent financial health
assessment of your company

Are you a new CFO, owner, or board member? I prepare an independent management report with an assessment of books, processes, and the internal control system – before you make critical decisions.

✉ Book a free consultation ▶ How does it work?

No obligation • 20 minutes • quick assessment

Independence from all parties

Financial security scoring

Remote or on-site

Finansowy Rentgen – niezależny raport zarządczy JMFC

Jakub Marszałek | Certified Auditor · Independent Financial Assessment · 20+ years of experience

20+

Years of experience

150+

Completed analyses

100%

Independence

5–14

Business days for report

When do you need the Financial X-Ray?

Do you recognise any of these situations?

Financial X-Ray is a service for management boards, owners and investors who want to know the real financial health of a company.

👔

You are taking a new role

You are a new CFO, CEO or owner and want to know what the books really hide before you go deeper into the subject.

💼

You are considering acquiring a company

Before M&A you need a fast, independent preliminary financial assessment without a full due diligence.

📊

Doubts about reporting

Controlling data does not match intuition. You want external validation before a presentation to the supervisory board.

🏦

Negotiations with the bank

A bank or investor asks for an independent opinion on the company's financial condition. You are not subject to a statutory audit.

⚠️

Suspicion of irregularities

Signals point to possible errors or financial misconduct. You need a confidential, independent analysis.

🔄

Change of ownership structure

You are preparing to sell shares or bring in an investor. You want to know what risks their due diligence will reveal.

Methodology

How does the Financial X-Ray work?

Five stages – from initial contact to a detailed report with a scoring assessment.

Day 1

Contact & scope

Discussion of the goals and scope of analysis. We agree on priorities and documents needed for the review.

Day 1–3

Data collection

You send me the books, contracts and financial data via a secure platform. I work remotely.

Day 3–10

Deep analysis

I analyse the books, processes, internal control system and regulatory compliance.

Day 10–14

Report & scoring

You receive a report with a financial security score and prioritised recommendations.

Scope of analysis

What does the service cover?

✓

Analysis of accounting books and accounting policy

✓

Assessment of the internal control system

✓

Review of key contracts and liabilities

✓

Cash flow and financing structure analysis

✓

Verification of tax settlements (VAT, CIT)

✓

Assessment of social security and employment obligations

✓

Financial security scoring (0–100)

✓

Written report with prioritised recommendations

Want to know the real financial health of your company?

Book a free call. I will tell you what I can verify and in what timeframe.

✉ Book a free consultation 📞 +48 502 960 170

No obligation • 20 minutes • quick assessment

Why JMFC?

What sets JMFC's Financial X-Ray apart?

As an independent certified auditor, I offer something you won't find at large consulting firms.

🎯

Full independence

I am not affiliated with any party to the transaction. My assessment is objective – a value you cannot buy from an advisor employed by one of the parties.

🔍

Auditor's perspective, not a consultant's

I see risks that a consultant may overlook. 20 years of auditing financial statements gives me a unique sense of what requires attention.

🔒

Guaranteed confidentiality

Your data is protected by an NDA and the professional secrecy of a certified auditor. The report is intended exclusively for you.

📋

A concrete report, not a presentation

You receive a document with a score and action priorities – something you can take to a bank, supervisory board or investor.

FAQ

Frequently asked questions

How does the Financial X-Ray differ from a statutory audit?▾

A statutory audit is a formal examination concluding with an opinion – it takes weeks and applies to selected companies. The Financial X-Ray is a flexible, diagnostic analysis designed for management boards and owners who want a fast, independent assessment without formal requirements.

Can I receive a report to show to an investor or bank?▾

Yes. The report is written and professionally formatted. You can share it with an investor, bank or supervisory board as an independent opinion on the company's financial condition.

How long does the analysis take?▾

Typically 5–14 business days from the moment complete documents are delivered. The time depends on the size and complexity of the company.

Can the analysis be carried out without the management board's knowledge?▾

When the analysis is commissioned by an owner or investor – yes, a confidential analysis of available financial documents is possible without involving the current management board.

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