IFRS / IAS 12

Deferred tax and temporary differences: practical guide for CFOs and chief accountants

Deferred tax is not only a note. It affects profit, equity, covenants and group reporting.

11.05.20268 min readIAS 12 / Tax / Group reporting
01
Deferred tax arises from differences between carrying amount and tax base.
02
Practical sources include depreciation, IFRS 16 leases, provisions, impairment and tax losses.
03
Deferred tax assets require recoverability evidence, not only a spreadsheet calculation.
Executive summary for finance teams:
Deferred tax converts differences between accounting and tax measurement into a financial statement asset or liability. For CFOs, the key questions are: what created the temporary difference, will it reverse, is a deferred tax asset recoverable, and is the calculation aligned with tax reporting such as JPK_CIT.

What is a temporary difference?

A temporary difference exists when the carrying amount of an asset or liability differs from its tax base. IAS 12 requires deferred tax recognition when that difference will affect taxable profit in future periods, subject to recognition criteria.

Practical examples

AreaTemporary differenceDeferred tax effect
DepreciationTax depreciation faster than accounting depreciationDeferred tax liability
LeasesIFRS 16 right-of-use asset and lease liability differ from tax treatmentAsset and liability analysis required
ProvisionsAccounting provision not yet tax deductibleDeferred tax asset
Tax lossLoss available for future utilisationDeferred tax asset if recoverable

Deferred tax asset recoverability

A deferred tax asset is not automatic. Management must demonstrate probable future taxable profits, reversal of taxable temporary differences or tax planning opportunities. A history of losses increases the evidence threshold.

JPK_CIT and data quality

JPK_CIT increases the importance of reconciling accounting values, tax bases, permanent differences and temporary differences. If the chart of accounts does not separate tax treatment, deferred tax becomes a manual and error-prone exercise.

Why CFOs should care

Deferred tax affects net result, equity, effective tax rate, bank covenants and group reporting packs. It should be reviewed before audit fieldwork, not after consolidation deadlines.

Frequently asked questions

Is deferred tax required under Polish GAAP?
It depends on entity size, simplifications and reporting framework. IFRS reporting and group packages usually require a robust IAS 12-style analysis.
Can tax losses always create a deferred tax asset?
No. Management needs recoverability evidence showing probable future taxable profits.
What is the difference between permanent and temporary differences?
Permanent differences do not reverse in future taxable profit. Temporary differences reverse and may create deferred tax.

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